When will I actually get paid?
Put in the invoice date and the payment terms. See the due date, the day the money will most likely arrive, and the week of your 13-week cash forecast it belongs in.
Result for one invoice
Your 13 weeks
Up to 10 invoices: your 13-week cash-in row
One invoice per line: date, amount, terms. Terms can be left out; then the terms chosen above are used. The days late, pay runs, weekend option, forecast start and currency above apply to every line.
Cash in per week
| Invoice | Amount | Terms | Due | Expected paid | Week |
|---|
In short
An invoice is not cash on its due date. The calculator starts from the payment terms, adds the days this customer usually pays late, waits for the next pay run if the customer has fixed ones, and tells you which week of a 13-week forecast the money lands in.
How the dates are worked out
- Net 7 to Net 90: the invoice date plus that many calendar days. Net 30 on 6 October is due on 5 November.
- EOM+30 and EOM+60: the last day of the invoice month plus that many days. Any invoice dated in October on EOM+30 is due on 30 November.
- Shotef+30, +60, +90: the Israeli way of writing terms. Payment is due that many days after the end of the month in which the invoice was issued, the same rule as EOM. An invoice from 10 August on shotef+30 is due on 30 September. Some customers read shotef+30 as "the end of the next month", which can differ by a day or two (a January invoice: 2 March or 28 February). If yours does, check the date with them.
- Days late: added to the due date. Use what this customer really does, not what the contract says.
- Pay runs: if the customer pays only on the 15th or the last day, the money waits for the next pay run on or after the late date.
- Weekends and holidays: with the option on, a Saturday or Sunday moves to Monday, and any date you list is skipped too.
- Forecast week: weeks run Monday to Sunday. Week 1 is the week that contains your forecast start date.
All dates are calendar dates only, worked out in your browser. Nothing you type leaves this page.
From the dates to a forecast
A 13-week cash forecast needs each receipt in the week it lands, not the week you invoiced. Use the cash-in row above as the receipts line of the free 13-week starter, then add what you expect to pay out each week.
Questions
What does net 30 mean?
Payment is due 30 calendar days after the invoice date. An invoice dated 6 October on net 30 is due on 5 November.
What is the difference between the due date and the paid date?
The due date comes from the payment terms. The paid date adds the days this customer usually pays late, waits for the customer's next pay run if it has fixed pay-run days, and, if you ask for it, moves a weekend to the next Monday.
What is shotef + 30?
An Israeli way of writing payment terms: the days are counted from the end of the month in which the invoice was issued. The calculator treats it like EOM + 30. Some customers read it as the end of the next month, so check the date with them.
Does it keep the invoices I type?
No. The dates are worked out in your browser and nothing you type is sent anywhere.
Is it advice?
No. It is a planning calculator. Check important dates with your customer.
Related
Get the free 13-week starter
One 13-week tab. A standard .xlsx file, checked in Apple Numbers. Not yet checked in Excel or Google Sheets. It opens with an example business already filled in, so you can see the week its cash drops under the floor before you type a number. It shows your runway in weeks and the week your cash is lowest.
Download the starter (no email)- A 13-week cash line with the week your cash is lowest
- Your runway in weeks
- No account, no bank login
Want the full system instead? See what is inside.
Get the starter and the Friday routine by email
Not sure it fits? Ask.
A free 15-minute call is enough to find out, and you never need to buy anything.